Financial independence is a spiritual pursuit

Ancient Jewish wisdom defines physical activities as those human activities that one does and can be understood by other animals. Spiritual activities, on the other hand, are those that can not be fathomed by other animals. Some activities like eating, sleeping, defecating, and sex are extremely crucial for life yet they remain physical because other animals do them. Human beings…

Financial Freedom

Having mastered psychology, marketers of consumer products have taken human wants and desires and turned them into needs. Consumerism has become a symbol of success, dignity, and security even though in actual fact those addicted to consumerism become poorer, are inwardly insecure and live undignified lives. Social media enables the whole world to connect yet loneliness is at an all-time…

Less Is More

At the start of our investment journey, my wife Emily and I knew that we had a fairly good grasp of the rental market. We especially understood the needs of young people who needed bedsitters. Naturally, this is where we started - offering housing solutions for the young. In time we came to the realization that young people did not…

How much more do you have left?

  form_structure_1=[[{"form_identifier":"","name":"fieldname3","shortlabel":"Year of birth","index":0,"ftype":"fnumber","userhelp":"","userhelpTooltip":false,"csslayout":"","title":"Year of birth","predefined":"","predefinedClick":false,"required":true,"readonly":false,"size":"small","thousandSeparator":"","decimalSymbol":".","min":"","max":"","formatDynamically":false,"dformat":"digits","formats":["digits","number","percent"],"fBuild":{},"parent":""},{"form_identifier":"","name":"fieldname5","shortlabel":"","index":1,"ftype":"fButton","userhelp":"","userhelpTooltip":false,"csslayout":"","sType":"calculate","sValue":"Calculate","sOnclick":"","fBuild":{},"parent":""},{"dependencies":[{"rule":"","complex":false,"fields":[""]}],"form_identifier":"","name":"fieldname1","shortlabel":"","index":2,"ftype":"fCalculated","userhelp":"","userhelpTooltip":false,"csslayout":"","title":"Years left to retire","predefined":"","required":false,"size":"small","toolbar":"default|mathematical","eq":"60-(2019-fieldname3)","suffix":"","prefix":"","decimalsymbol":".","groupingsymbol":"","readonly":true,"hidefield":false,"fBuild":{},"parent":""},{"dependencies":[{"rule":"","complex":false,"fields":[""]}],"form_identifier":"","name":"fieldname4","shortlabel":"","index":3,"ftype":"fCalculated","userhelp":"","userhelpTooltip":false,"csslayout":"","title":"Payslips left","predefined":"","required":false,"size":"small","toolbar":"default|mathematical","eq":"12*fieldname1","suffix":"","prefix":"","decimalsymbol":".","groupingsymbol":"","readonly":true,"hidefield":false,"fBuild":{},"parent":""}],{"0":{"title":"Do the math","description":"Enter your year of birth to calculate the number of years left for you to retire and also the number of payslips left.","formlayout":"top_aligned","formtemplate":"","evalequations":0,"evalequationsevent":"1","autocomplete":0,"persistence":0,"customstyles":""},"formid":"cp_calculatedfieldsf_pform_1"}]; PHOTO:COURTESY You have 420 payslips that should sort you out in your retirement years. What you do with them now is your choice and the repercussions…

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