Financial Independence vs Retirement

Financial independence is defined by Wikipedia as the state of having sufficient personal wealth to live, without having to work actively for basic necessities. For financially independent people, their assets generate income and/or cash flow that is at least as equal to or more than their expenses. Financial independence is the ability to stop working for money and still be…

It’s Not Just About Money

Similar to many epic journeys, one of the greatest dividends in the journey to financial independence is the building of character. Like scaling a great mountain range, crossing a continent, birthing a nation, creating a movement or building an enduring company, the journey to financial independence takes grit, self-awareness, resourcefulness, purpose and a strong support system. To walk this journey…

Financial independence is a spiritual pursuit

Ancient Jewish wisdom defines physical activities as those human activities that one does and can be understood by other animals. Spiritual activities, on the other hand, are those that can not be fathomed by other animals. Some activities like eating, sleeping, defecating, and sex are extremely crucial for life yet they remain physical because other animals do them. Human beings…

Financial Freedom

Having mastered psychology, marketers of consumer products have taken human wants and desires and turned them into needs. Consumerism has become a symbol of success, dignity, and security even though in actual fact those addicted to consumerism become poorer, are inwardly insecure and live undignified lives. Social media enables the whole world to connect yet loneliness is at an all-time…

Less Is More

At the start of our investment journey, my wife Emily and I knew that we had a fairly good grasp of the rental market. We especially understood the needs of young people who needed bedsitters. Naturally, this is where we started - offering housing solutions for the young. In time we came to the realization that young people did not…

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